Francine Miltenberger, Managing Director of Onyx Asssociates

Francine Miltenberger

Francine Miltenberger


Francine Miltenberger is the Managing Director of Onyx Asssociates.  Francine Miltenberger brings more than twenty years of executive leadership with technology intensive businesses in the financial industry.

Her C-level experience cuts across start-ups, mid-sized companies and large corporations . She has expertise in managing software as a service (SaaS) businesses and has worked extensively with small and mid-sized business owners.

Formerly, she was President & COO of Kaspick & Company, a privately held asset management firm, where she revitalized operations and managed a sale to TIAA-CREF three years earlier than planned.

Previously at PNC bank she was CEO & Division Executive of Treasury Management Services where she created joint ventures and operating partnerships to develop innovative payment technologies. At Chase Manhattan Bank, she held positions in its Cash Management division, Merger Office and Private Bank. In the start-up arena, she was a partner in a software start-up in the medical insurance industry which was successfully sold to a private equity group.

Francine is a seasoned deal maker who has negotiated joint ventures, operating partnerships, acquisition and divestures. Since 1986, she has been involved in 15 M&A transactions with processing businesses, software businesses, asset management companies and regional banking franchises. She has specialized expertise in structuring due diligence and post sale integration efforts.

In addition to her professional experience, Francine has a long history of community involvement, where she has used her deal making experience to help organizations with their fundraising and development challenges. Her board experience includes regional health care systems, small businesses and non-profit organizations supporting at-risk youths and their families.

Ms. Miltenberger has an MBA from Harvard University and an undergraduate degree in Economics and Psychology from Wellesley College.

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